HCP’s Fresh New Look

Over the past decade, private lending has surged in popularity, especially in the space of first mortgage secured construction loans. As investors search for alternatives to low-yield term deposits and volatile equities, many have turned to private credit funds. These...

Smart and disciplined developers will certainly survive and thrive providing opportunities for builders and investors. By choosing to limit their exposure to the market and not overstretching their financial capacity, those smart developers will be able to develop,...

From the point of view of current funding options, the sector has seen quite a few new entrants in recent times, some of which struggled out of the gates and lacking in deal flow saw them funding “the best on their desk” and that resulted in some bad loans and a hasty...

Not the year that was hoped for but probably more in keeping with what we had projected, which saw many projects breaking even or delivering significantly reduced profits. This reflected the tailing off of those projects impacted by the large increases in raw material...

There have been a decent handful of new entrants into the development funding space over the last year since we last evaluated the sector so we thought it worthwhile sharing our views and suggestions on how to navigate choosing a lender. Here are some key questions...

With many of the headwinds of recent years easing, HC sees 2024 as having the potential for being one of the most opportune for quite some time and a chance to build a solid base for a number of years to come. Just in case you had been looking at the glass as half...

You may or may not be aware that there are moves afoot by ASIC and Treasury to try and revise the definition of a “wholesale investor” by adjusting the wealth hurdles by which they are defined.  Based on the preliminary press articles detailing the likely...

Holden Capital Partners (HCP), the lending division of a commercial brokerage, has recently appointed Callum Short as the new head of broker. HCP is expanding its broker offering and aims to grow its presence in the broker network. According to Principal Dan Holden,...

In recent years developers who have a sound track record, have for the most part been able to utilise the benefits of a rising market as means of increasing their gearing, effectively accessing capital to invest in future site acquisitions or to address rising costs...

Costs going up mid project? Ok, so you are halfway through a project and your builder starts asking for payments to cover cost increases outside of the contract terms. Let’s assume that either they are legitimate costs that fall to you as developer or that despite...